/* Reset y estilos base */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Colores corporativos BROU */
    --color-primary: #004067;        /* Azul BROU personalizado */
    --color-secondary: #003050;      /* Azul BROU más oscuro */
    --color-accent: #FFCB05;         /* Amarillo BROU - PANTONE 116 C */
    --color-success: #28a745;
    --color-danger: #dc3545;
    --color-warning: #ffc107;
    --color-info: #17a2b8;
    --color-light: #f8f9fa;
    --color-dark: #343a40;
    --color-border: #dee2e6;
    --color-text: #212529;
    --color-text-muted: #6c757d;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    background-color: #eeeeee;
    color: var(--color-text);
    line-height: 1.6;
    min-height: 100vh;
}

.container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 20px;
}

/* Header */
header {
    background-color: var(--color-primary);
    color: white;
    padding: 30px;
    text-align: center;
    border-radius: 10px 10px 0 0;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

header h1 {
    font-size: 2.5rem;
    margin-bottom: 10px;
    letter-spacing: 2px;
}

.logo-img {
    max-width: 200px;
    height: auto;
    margin-bottom: 15px;
}

.subtitle {
    font-size: 1.1rem;
    opacity: 0.9;
}

/* Main */
main {
    background-color: white;
    padding: 40px 30px;
    min-height: 500px;
    position: relative;
}

/* Pantallas */
.pantalla {
    display: none;
}

.pantalla.active {
    display: block;
    animation: fadeIn 0.3s ease-in;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}

/* Cards */
.card {
    max-width: 700px;
    margin: 0 auto;
}

.card h2 {
    color: var(--color-primary);
    margin-bottom: 20px;
    font-size: 1.8rem;
}

.card h3 {
    color: var(--color-secondary);
    margin-top: 30px;
    margin-bottom: 15px;
    font-size: 1.3rem;
}

.descripcion {
    color: var(--color-text-muted);
    margin-bottom: 25px;
    font-size: 1rem;
}

/* Forms */
.form-group {
    margin-bottom: 25px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--color-dark);
}

.form-group input[type="text"],
.form-group input[type="tel"] {
    width: 100%;
    padding: 12px 15px;
    border: 2px solid var(--color-border);
    border-radius: 5px;
    font-size: 1rem;
    transition: border-color 0.3s;
}

.form-group input:focus {
    outline: none;
    border-color: var(--color-primary);
}

.form-group small {
    display: block;
    margin-top: 4px;
    color: var(--color-text-muted);
    font-size: 0.8rem;
}

/* Buttons */
.btn {
    padding: 12px 30px;
    font-size: 1rem;
    font-weight: 600;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    transition: all 0.3s;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.btn-primary {
    background-color: var(--color-primary);
    color: white;
}

.btn-primary:hover:not(:disabled) {
    background-color: var(--color-secondary);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0,61,130,0.3);
}

.btn-secondary {
    background-color: var(--color-text-muted);
    color: white;
}

.btn-secondary:hover {
    background-color: var(--color-dark);
}

.btn:disabled {
    opacity: 0.5;
    cursor: not-allowed;
}

.btn-link {
    background: none;
    border: none;
    color: var(--color-primary);
    padding: 8px 0;
    font-size: 1rem;
    cursor: pointer;
    text-decoration: none;
}

.btn-link:hover {
    color: var(--color-secondary);
    text-decoration: underline;
}

.acciones-volver {
    margin-bottom: 20px;
    padding-bottom: 15px;
    border-bottom: 1px solid var(--color-border);
}

/* Resumen de Deudas */
.resumen-deudas {
    background-color: var(--color-light);
    border-radius: 8px;
    padding: 20px;
    margin-bottom: 25px;
}

.resumen-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 0;
    border-bottom: 1px solid var(--color-border);
}

.resumen-item:last-child {
    border-bottom: none;
}

.resumen-item.destacado {
    font-size: 1.2rem;
    font-weight: bold;
    color: var(--color-primary);
}

.resumen-item .label {
    color: var(--color-text-muted);
}

.resumen-item .valor {
    font-weight: 600;
}

/* Tabla de Deudas */
.tabla-deudas {
    margin: 15px 0;
}

.deuda-item {
    padding: 15px;
    border-bottom: 1px solid var(--color-border);
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 10px;
}

.deuda-item:last-child {
    border-bottom: none;
}

.deuda-item:hover {
    background-color: var(--color-light);
}

.deuda-item .deuda-dato {
    display: flex;
    flex-direction: column;
}

.deuda-item .deuda-label {
    font-size: 0.85rem;
    color: var(--color-text-muted);
    margin-bottom: 3px;
}

.deuda-item .deuda-valor {
    font-weight: 600;
    color: var(--color-dark);
}

/* Opciones de Refinanciación */
.opciones-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 15px;
    margin: 20px 0;
}

.opcion-card {
    border: 2px solid var(--color-border);
    border-radius: 8px;
    padding: 20px;
    text-align: center;
    cursor: pointer;
    transition: all 0.3s;
    background-color: white;
}

.opcion-card:hover {
    border-color: var(--color-primary);
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transform: translateY(-3px);
}

.opcion-card.selected {
    border-color: var(--color-primary);
    background-color: #e7f1ff;
}

.opcion-card .cuotas {
    font-size: 2rem;
    font-weight: bold;
    color: var(--color-primary);
    margin-bottom: 5px;
}

.opcion-card .descripcion-opcion {
    font-size: 0.9rem;
    color: var(--color-text-muted);
    margin-bottom: 10px;
}

.opcion-card .monto {
    font-size: 1.3rem;
    font-weight: 600;
    color: var(--color-success);
}

.opcion-card .monto-label {
    font-size: 0.8rem;
    color: var(--color-text-muted);
}

/* Opciones de día de vencimiento */
.opciones-vencimiento {
    display: flex;
    gap: 15px;
    justify-content: center;
    margin: 20px 0 30px 0;
    flex-wrap: wrap;
}

.opcion-vencimiento {
    cursor: pointer;
}

.opcion-vencimiento input[type="radio"] {
    display: none;
}

.vencimiento-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 20px 30px;
    border: 2px solid var(--color-border);
    border-radius: 10px;
    background-color: white;
    transition: all 0.3s;
    min-width: 120px;
}

.vencimiento-card:hover {
    border-color: var(--color-primary);
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transform: translateY(-3px);
}

.opcion-vencimiento input[type="radio"]:checked + .vencimiento-card {
    border-color: var(--color-primary);
    background-color: #e7f1ff;
    box-shadow: 0 5px 15px rgba(0, 64, 103, 0.2);
}

.vencimiento-dia {
    font-size: 2.5rem;
    font-weight: bold;
    color: var(--color-primary);
    line-height: 1;
}

.vencimiento-texto {
    font-size: 0.85rem;
    color: var(--color-text-muted);
    margin-top: 5px;
}

.opcion-vencimiento input[type="radio"]:checked + .vencimiento-card .vencimiento-dia {
    color: var(--color-primary);
}

/* Acciones */
.acciones {
    display: flex;
    gap: 15px;
    justify-content: center;
    margin-top: 30px;
}

.acciones-grupo {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 30px;
    align-items: center;
}

.acciones-fila {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap;
    width: 100%;
    max-width: 480px;
}

/* Botones de igual ancho en filas de acciones */
.acciones-fila .btn {
    flex: 1;
    min-width: 140px;
    justify-content: center;
    text-align: center;
}

/* Botón único en fila ocupa todo el ancho */
.acciones-fila .btn:only-child {
    flex: none;
    width: 100%;
}

@media (max-width: 480px) {
    .acciones-fila {
        flex-direction: column;
        max-width: 100%;
    }
    .acciones-fila .btn {
        width: 100%;
        min-width: unset;
    }
}

/* Iconos */
.icon-container {
    text-align: center;
    margin-bottom: 20px;
}

.icon {
    font-size: 4rem;
    display: inline-block;
}

.icon-container.success .icon {
    color: var(--color-success);
}

/* Mensajes */
.mensaje-info,
.mensaje-exito {
    text-align: center;
    padding: 20px;
    margin: 20px 0;
    border-radius: 8px;
    line-height: 1.8;
}

.mensaje-info {
    background-color: #d1ecf1;
    color: #0c5460;
    border: 1px solid #bee5eb;
}

.mensaje-exito {
    background-color: #d4edda;
    color: #155724;
    border: 1px solid #c3e6cb;
}

/* Mensaje Box para solicitudes pendientes */
.mensaje-box {
    border-radius: 12px;
    padding: 24px;
    margin: 20px 0;
}

.mensaje-box.mensaje-info {
    background-color: #e8f4f8;
    border: 1px solid #b8daed;
}

.mensaje-box .mensaje-titulo {
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 16px;
    color: var(--color-primary);
}

.mensaje-box .mensaje-contenido {
    text-align: left;
}

.mensaje-box .mensaje-contenido p {
    margin-bottom: 16px;
    line-height: 1.6;
}

/* Solicitud Resumen */
.solicitud-resumen {
    background-color: white;
    border-radius: 8px;
    padding: 16px;
    margin: 16px 0;
}

.solicitud-item {
    display: flex;
    justify-content: space-between;
    padding: 10px 0;
    border-bottom: 1px solid #eee;
}

.solicitud-item:last-child {
    border-bottom: none;
}

.solicitud-label {
    color: var(--color-text-muted);
    font-weight: 500;
}

.solicitud-valor {
    font-weight: 600;
    color: var(--color-text);
}

.solicitud-nota {
    font-style: italic;
    color: var(--color-text-muted);
    margin-top: 16px !important;
    font-size: 0.95rem;
}

/* Info Solicitud */
.info-solicitud {
    background-color: var(--color-light);
    padding: 20px;
    border-radius: 8px;
    margin: 20px 0;
}

.info-solicitud p {
    margin: 10px 0;
    font-size: 1.05rem;
}

/* Detalles Convenio y Solicitud */
.detalles-convenio,
.detalles-solicitud {
    background-color: var(--color-light);
    border-radius: 8px;
    padding: 20px;
    margin: 20px 0;
}

.estado-pendiente {
    color: #f57c00;
    font-weight: bold;
}

.detalle-item {
    display: flex;
    justify-content: space-between;
    padding: 12px 0;
    border-bottom: 1px solid var(--color-border);
}

.detalle-item:last-child {
    border-bottom: none;
}

.detalle-item.destacado {
    font-size: 1.2rem;
    font-weight: bold;
    color: var(--color-success);
}

/* Tabla Operaciones */
.tabla-operaciones {
    margin: 15px 0;
    border: 1px solid var(--color-border);
    border-radius: 8px;
    overflow: hidden;
}

.operacion-item {
    padding: 12px 15px;
    border-bottom: 1px solid var(--color-border);
    display: flex;
    justify-content: space-between;
}

.operacion-item:last-child {
    border-bottom: none;
}

/* Loading */
.loading {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    text-align: center;
    display: none;
}

.loading.active {
    display: block;
}

.spinner {
    border: 4px solid var(--color-light);
    border-top: 4px solid var(--color-primary);
    border-radius: 50%;
    width: 50px;
    height: 50px;
    animation: spin 1s linear infinite;
    margin: 0 auto 15px;
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* ===================== FAQ Preguntas frecuentes ===================== */
.faq-seccion {
    background: white;
    border-radius: 10px;
    padding: 30px;
    margin-top: 20px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.faq-titulo {
    color: var(--color-primary);
    font-size: 1.4rem;
    margin: 0 0 8px 0;
    padding-bottom: 12px;
    border-bottom: 3px solid var(--color-accent);
}

.faq-descripcion {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    margin: 0 0 20px 0;
}

.faq-item {
    border: 1px solid var(--color-border);
    border-radius: 8px;
    margin-bottom: 8px;
    overflow: hidden;
}

.faq-pregunta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 20px;
    cursor: pointer;
    font-weight: 600;
    font-size: 0.95rem;
    color: var(--color-primary);
    background: var(--color-light);
    list-style: none;
    user-select: none;
    transition: background 0.2s, color 0.2s;
}

.faq-pregunta::-webkit-details-marker {
    display: none;
}

.faq-pregunta::after {
    content: '+';
    font-size: 1.3rem;
    font-weight: 400;
    flex-shrink: 0;
    margin-left: 12px;
    color: var(--color-accent);
}

details[open] > .faq-pregunta {
    background: var(--color-primary);
    color: white;
}

details[open] > .faq-pregunta::after {
    content: '\2212';
    color: var(--color-accent);
}

.faq-respuesta {
    padding: 16px 20px;
    border-top: 1px solid var(--color-border);
    color: var(--color-text);
    line-height: 1.7;
    font-size: 0.93rem;
}

.faq-respuesta p {
    margin: 0 0 10px 0;
}

.faq-respuesta p:last-child {
    margin-bottom: 0;
}

.faq-respuesta ul {
    margin: 6px 0 10px 0;
    padding-left: 22px;
}

.faq-respuesta li {
    margin-bottom: 5px;
}

.faq-respuesta a {
    color: var(--color-primary);
    font-weight: 600;
    word-break: break-all;
}

.faq-respuesta a:hover {
    text-decoration: underline;
}

.faq-extra-oculto {
    display: none;
}

.faq-ver-mas {
    display: block;
    margin: 12px auto 16px;
    background: none;
    border: 1px solid var(--color-primary);
    color: var(--color-primary);
    font-size: 0.9rem;
    font-weight: 600;
    padding: 8px 20px;
    border-radius: 20px;
    cursor: pointer;
    transition: background 0.2s, color 0.2s;
}

.faq-ver-mas:hover {
    background: var(--color-primary);
    color: white;
}

/* Footer */
footer {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-secondary) 100%);
    color: white;
    text-align: center;
    padding: 25px;
    border-radius: 0 0 10px 10px;
    margin-top: 20px;
    box-shadow: 0 -2px 10px rgba(0,0,0,0.1);
}

footer p {
    margin: 5px 0;
    font-size: 0.9rem;
    opacity: 0.95;
}

/* Responsive */
@media (max-width: 768px) {
    .container {
        padding: 10px;
    }

    header h1 {
        font-size: 1.8rem;
    }

    main {
        padding: 20px 15px;
    }

    .faq-seccion {
        padding: 20px 15px;
    }

    .faq-pregunta {
        font-size: 0.88rem;
        padding: 13px 15px;
    }

    .faq-respuesta {
        font-size: 0.88rem;
        padding: 14px 15px;
    }

    .opciones-grid {
        grid-template-columns: 1fr;
    }

    .deuda-item {
        grid-template-columns: 1fr;
    }

    .acciones {
        flex-direction: column;
    }

    .acciones .btn {
        width: 100%;
    }
}

/* ================================================
   ESTILOS PARA MENSAJES HTML FORMATEADOS
   ================================================ */

/* Mensajes generales */
.sin-deudas-elegibles,
.solicitud-pendiente,
.convenio-aprobado,
.convenio-extornado {
    text-align: left;
    line-height: 1.6;
}

.sin-deudas-elegibles p,
.solicitud-pendiente p,
.convenio-aprobado p,
.convenio-extornado p {
    margin-bottom: 15px;
}

.sin-deudas-elegibles ul,
.solicitud-pendiente ul,
.convenio-aprobado ul,
.convenio-extornado ul {
    margin: 15px 0;
    padding-left: 25px;
}

.sin-deudas-elegibles li,
.solicitud-pendiente li,
.convenio-aprobado li,
.convenio-extornado li {
    margin-bottom: 8px;
}

/* Convenio Aprobado */
.convenio-datos {
    background-color: #f0f7ff;
    border-left: 4px solid #004080;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

.convenio-datos ul {
    list-style: none;
    padding: 0;
}

.convenio-datos li {
    padding: 8px 0;
    border-bottom: 1px solid #e0e0e0;
}

.convenio-datos li:last-child {
    border-bottom: none;
}

.convenio-modalidades {
    background-color: #f9f9f9;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

.convenio-importante {
    background-color: #fff3cd;
    border-left: 4px solid #ffc107;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

.convenio-importante p {
    margin: 0;
    color: #856404;
}

/* Convenio Extornado */
.extorno-motivo {
    background-color: #fff0f0;
    border-left: 4px solid #d32f2f;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

.extorno-proximos-pasos {
    background-color: #f0f7ff;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

/* Solicitud Pendiente */
.solicitud-datos {
    background-color: #fff8e1;
    border-left: 4px solid #ff9800;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

/* Solicitud Existente - Operaciones mini */
.solicitud-operaciones {
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid #e0e0e0;
}

.solicitud-operaciones .operaciones-titulo {
    font-weight: 600;
    color: var(--color-text-muted);
    margin-bottom: 10px;
    font-size: 0.95rem;
}

.operacion-item-mini {
    display: flex;
    justify-content: space-between;
    padding: 8px 12px;
    background-color: #f8f9fa;
    border-radius: 6px;
    margin-bottom: 6px;
    font-size: 0.9rem;
}

.operacion-item-mini:last-child {
    margin-bottom: 0;
}

.operacion-item-mini span:first-child {
    color: var(--color-text);
    font-weight: 500;
}

.operacion-item-mini span:last-child {
    color: var(--color-primary);
    font-weight: 600;
}

/* Requisitos Info */
.requisitos-info {
    background-color: #f9f9f9;
    padding: 15px;
    margin: 20px 0;
    border-radius: 4px;
}

/* Enlaces */
.convenio-aprobado a,
.convenio-extornado a,
.sin-deudas-elegibles a,
.solicitud-pendiente a {
    color: #004080;
    text-decoration: none;
    font-weight: 500;
}

.convenio-aprobado a:hover,
.convenio-extornado a:hover,
.sin-deudas-elegibles a:hover,
.solicitud-pendiente a:hover {
    text-decoration: underline;
}

/* ================================================
   SELECTOR DE TIPO DE CEDULA
   ================================================ */

/* Estilo tabs para selector de cédula */
.tipo-cedula-tabs {
    display: inline-flex;
    margin: 10px 0 10px 0;
}

.cedula-tab {
    cursor: pointer;
    margin: 0;
    display: block;
}

.cedula-tab input[type="radio"] {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.cedula-tab .tab-content {
    display: block;
    padding: 10px 24px;
    background-color: #e9ecef;
    color: var(--color-text-muted);
    font-weight: 500;
    font-size: 0.95rem;
    transition: all 0.15s ease;
    border: 2px solid var(--color-primary);
    margin-left: -2px;
}

.cedula-tab:first-child .tab-content {
    border-radius: 6px 0 0 6px;
    margin-left: 0;
}

.cedula-tab:last-child .tab-content {
    border-radius: 0 6px 6px 0;
}

.cedula-tab:hover .tab-content {
    background-color: #dde1e5;
}

.cedula-tab input[type="radio"]:checked + .tab-content {
    background-color: var(--color-primary);
    color: white;
    font-weight: 600;
    position: relative;
    z-index: 1;
}

.cedula-tab input[type="radio"]:focus + .tab-content {
    outline: 2px solid var(--color-accent);
    outline-offset: 2px;
}

@media (max-width: 480px) {
    .tipo-cedula-tabs {
        display: flex;
        width: 100%;
    }

    .cedula-tab {
        flex: 1;
    }

    .cedula-tab .tab-content {
        padding: 12px 15px;
    }
}

/* Layout de dos columnas: campos a la izquierda, imagen a la derecha */
.cedula-formulario-layout {
    display: flex;
    gap: 40px;
    align-items: flex-start;
}

.cedula-campos {
    flex: 1;
    min-width: 0;
}

.cedula-imagen-ayuda {
    flex-shrink: 0;
    width: 300px;
    padding-top: 10px;
}

.img-cedula-ayuda {
    width: 100%;
    height: auto;
    border-radius: 10px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.15);
}

.instruccion-dorso {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    margin: 20px 0 15px 0;
}

/* Fila de Serie y Folio (en línea para cédula tradicional) */
.serie-folio-row {
    display: flex;
    gap: 15px;
}

.serie-folio-row .form-group {
    flex: 1;
    margin-bottom: 15px;
}

.serie-folio-row.solo-serie {
    display: block;
}

.serie-folio-row.solo-serie .form-group {
    max-width: 250px;
}

@media (max-width: 480px) {
    .serie-folio-row {
        flex-direction: column;
        gap: 0;
    }
}

@media (max-width: 700px) {
    .cedula-formulario-layout {
        flex-direction: column;
        gap: 25px;
    }

    .cedula-imagen-ayuda {
        width: 100%;
        max-width: 320px;
        margin: 0 auto;
        order: -1;
    }
}

/* Estilo tradicional (mantener para compatibilidad) */
.tipo-cedula-selector {
    display: flex;
    gap: 20px;
    margin: 10px 0;
}

.tipo-cedula-selector .radio-option {
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
    padding: 12px 16px;
    border: 2px solid var(--color-border);
    border-radius: 8px;
    transition: all 0.3s;
    flex: 1;
    background-color: white;
}

.tipo-cedula-selector .radio-option:hover {
    border-color: var(--color-primary);
    background-color: #f8fafc;
}

.tipo-cedula-selector input[type="radio"] {
    width: 18px;
    height: 18px;
    accent-color: var(--color-primary);
    cursor: pointer;
}

.tipo-cedula-selector input[type="radio"]:checked + span {
    color: var(--color-primary);
    font-weight: 600;
}

.tipo-cedula-selector .radio-option:has(input:checked) {
    border-color: var(--color-primary);
    background-color: #e7f1ff;
}

@media (max-width: 768px) {
    .tipo-cedula-selector {
        flex-direction: column;
        gap: 10px;
    }
}

/* Fila de campos (Serie + Número en línea) */
.form-group-row {
    display: flex;
    gap: 15px;
    align-items: flex-start;
}

.verificacion-telefono .form-group-row {
    align-items: flex-end;
}

.form-group-row .form-group {
    margin-bottom: 5px;
}

.form-group-row #grupo-serie {
    flex: 1;
}

.form-group-row #grupo-numero {
    flex: 1;
}

.ayuda-codigo {
    display: block;
    margin-top: 0;
    margin-bottom: 5px;
    color: var(--color-text-muted);
    font-size: 0.85rem;
}

/* Formato de teléfono al lado del label */
.formato-telefono {
    font-weight: normal;
    color: var(--color-text-muted);
    font-size: 0.85rem;
    margin-left: 10px;
}

/* Link de ayuda para ver ejemplo */
.ver-ejemplo-link {
    display: inline-block;
    margin-top: 3px;
    margin-bottom: 20px;
    color: var(--color-primary);
    font-size: 0.9rem;
    text-decoration: none;
    cursor: pointer;
}

.ver-ejemplo-link:hover {
    text-decoration: underline;
}

@media (max-width: 480px) {
    .form-group-row {
        flex-direction: column;
        gap: 0;
    }

    .form-group-row #grupo-numero {
        width: 100%;
    }

    .form-group-row .form-group {
        margin-bottom: 15px;
    }
}

/* ================================================
   MODAL PARA EJEMPLO DE CEDULA
   ================================================ */
.modal-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.7);
    z-index: 1000;
    justify-content: center;
    align-items: center;
    padding: 20px;
}

.modal-overlay.active {
    display: flex;
}

.modal-content {
    background-color: white;
    border-radius: 12px;
    max-width: 600px;
    width: 100%;
    max-height: 90vh;
    overflow-y: auto;
    position: relative;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
}

.modal-close {
    position: absolute;
    top: 10px;
    right: 15px;
    background: none;
    border: none;
    font-size: 2rem;
    color: var(--color-text-muted);
    cursor: pointer;
    line-height: 1;
    padding: 5px;
    z-index: 1;
}

.modal-close:hover {
    color: var(--color-dark);
}

.modal-content h3 {
    padding: 20px 50px 15px 25px;
    margin: 0;
    color: var(--color-primary);
    font-size: 1.3rem;
    border-bottom: 1px solid var(--color-border);
}

.modal-imagen-container {
    padding: 20px;
    text-align: center;
    background-color: #f8f9fa;
}

.modal-imagen-container img {
    max-width: 100%;
    height: auto;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
}

.modal-descripcion {
    padding: 20px 25px;
    margin: 0;
    color: var(--color-text);
    font-size: 0.95rem;
    line-height: 1.6;
    background-color: #e7f3ff;
    border-top: 1px solid var(--color-border);
}

@media (max-width: 768px) {
    .modal-content {
        max-width: 100%;
        margin: 10px;
    }

    .modal-content h3 {
        font-size: 1.1rem;
        padding: 15px 40px 12px 15px;
    }

    .modal-descripcion {
        padding: 15px;
        font-size: 0.9rem;
    }
}

/* ================================================
   VERIFICACION DE TELEFONO CON OTP
   ================================================ */
.verificacion-telefono {
    background-color: #f8f9fa;
    border: 1px solid var(--color-border);
    border-radius: 8px;
    padding: 20px;
    margin: 20px 0;
}

.verificacion-telefono h3 {
    margin-top: 0;
}

.telefono-grupo {
    flex: 2;
}

.btn-otp-grupo {
    flex: 1;
    min-width: 140px;
    display: flex;
    align-items: flex-end;
}

.btn-otp-grupo label {
    display: none;
}

.btn-otp-grupo .btn {
    width: 100%;
    padding: 12px 15px;
    height: 46px;
    box-sizing: border-box;
}

#grupo-otp {
    margin-top: 15px;
    padding-top: 15px;
    border-top: 1px solid var(--color-border);
}

#grupo-otp input {
    max-width: 280px;
}

.btn-validar-otp {
    margin-top: 10px;
    background-color: var(--color-success);
    color: white;
    padding: 10px 20px;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    font-weight: 600;
}

.btn-validar-otp:hover {
    background-color: #218838;
}

.telefono-verificado {
    display: flex;
    align-items: center;
    gap: 10px;
    background-color: #d4edda;
    color: #155724;
    padding: 12px 15px;
    border-radius: 5px;
    margin-top: 15px;
    font-weight: 500;
}

.icono-verificado {
    font-size: 1.5rem;
    color: var(--color-success);
}

.btn-disabled {
    opacity: 0.6;
    cursor: not-allowed;
}

#btn-enviar-otp.esperando {
    background-color: var(--color-text-muted);
    cursor: not-allowed;
}

@media (max-width: 480px) {
    .verificacion-telefono .form-group-row {
        flex-direction: column;
    }

    .btn-otp-grupo {
        width: 100%;
    }
}

/* ================================================
   TERMINOS Y CONDICIONES
   ================================================ */
.terminos-condiciones {
    margin: 25px 0;
    padding: 15px;
    background-color: #fff8e1;
    border: 1px solid #ffcc02;
    border-radius: 8px;
}

.checkbox-container {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    font-size: 0.95rem;
    line-height: 1.5;
}

.checkbox-container input[type="checkbox"] {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    accent-color: var(--color-primary);
    cursor: pointer;
    flex-shrink: 0;
}

.texto-terminos {
    color: var(--color-text);
}

.texto-terminos a {
    color: var(--color-primary);
    font-weight: 600;
    text-decoration: none;
}

.texto-terminos a:hover {
    text-decoration: underline;
}

/* ================================================
   MODAL DE MENSAJES (reemplazo de alert)
   ================================================ */
.modal-mensaje-content {
    text-align: center;
    padding: 30px;
    max-width: 420px;
}

.modal-mensaje-content h3 {
    border-bottom: none;
    padding: 0;
    margin-bottom: 15px;
}

.modal-mensaje-icono {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    font-size: 2rem;
}

.modal-icono-info {
    background-color: #e3f2fd;
    color: #1976d2;
}

.modal-icono-info::before {
    content: "ℹ";
}

.modal-icono-error {
    background-color: #ffebee;
    color: #d32f2f;
}

.modal-icono-error::before {
    content: "✕";
}

.modal-icono-success {
    background-color: #e8f5e9;
    color: #388e3c;
}

.modal-icono-success::before {
    content: "✓";
}

.modal-icono-warning {
    background-color: #fff3e0;
    color: #f57c00;
}

.modal-icono-warning::before {
    content: "!";
}

.modal-icono-pregunta {
    background-color: #e8eaf6;
    color: #3f51b5;
    font-weight: bold;
}

.modal-mensaje-content p {
    color: var(--color-text);
    margin-bottom: 25px;
    line-height: 1.6;
}

.modal-mensaje-content .btn {
    min-width: 120px;
}

.modal-confirmar-botones {
    display: flex;
    gap: 15px;
    justify-content: center;
}

.modal-confirmar-botones .btn {
    min-width: 100px;
}

/* ================================================
   FIELDSET TIPO CEDULA (accesibilidad)
   ================================================ */
.fieldset-tipo-cedula {
    border: none;
    padding: 0;
    margin: 0 0 15px 0;
}

.fieldset-tipo-cedula legend {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--color-dark);
    font-size: 1rem;
}

/* ================================================
   CONTADOR DE CARACTERES
   ================================================ */
.contador-chars {
    font-weight: normal;
    font-size: 0.85rem;
    color: var(--color-text-muted);
    margin-left: 5px;
}

.contador-chars.completo {
    color: var(--color-success);
    font-weight: 600;
}

.contador-chars.incompleto {
    color: var(--color-warning);
}

.contador-chars-below {
    display: block;
    font-size: 0.8rem;
    color: var(--color-text-muted);
    margin-top: 4px;
}

.contador-chars-below .contador-valor {
    margin-right: 8px;
}

.contador-ejemplo {
    font-style: italic;
}

.contador-chars-below.completo .contador-valor {
    color: var(--color-success);
}

/* ================================================
   INDICADOR DE PASOS
   ================================================ */
.pasos-indicador {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 30px;
    padding: 20px 10px;
    background-color: var(--color-light);
    border-radius: 8px;
}

.paso {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 5px;
}

.paso-numero {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background-color: var(--color-border);
    color: var(--color-text-muted);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.3s;
}

.paso-texto {
    font-size: 0.75rem;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.paso.activo .paso-numero {
    background-color: var(--color-primary);
    color: white;
}

.paso.activo .paso-texto {
    color: var(--color-primary);
    font-weight: 600;
}

.paso.completado .paso-numero {
    background-color: var(--color-success);
    color: white;
    font-size: 0;  /* Ocultar el número */
}

.paso.completado .paso-numero::after {
    content: "✓";
    font-size: 1rem;
}

.paso.completado .paso-texto {
    color: var(--color-success);
}

.paso-linea {
    flex: 1;
    height: 2px;
    background-color: var(--color-border);
    margin: 0 10px;
    max-width: 60px;
    margin-bottom: 20px;
}

.paso-linea.completada {
    background-color: var(--color-success);
}

@media (max-width: 480px) {
    .pasos-indicador {
        padding: 15px 5px;
    }

    .paso-numero {
        width: 28px;
        height: 28px;
        font-size: 0.8rem;
    }

    .paso-texto {
        font-size: 0.65rem;
    }

    .paso-linea {
        max-width: 30px;
        margin: 0 5px;
    }
}

/* ================================================
   DETALLES INSCRIPCION
   ================================================ */
.detalles-inscripcion {
    background-color: var(--color-light);
    border-radius: 8px;
    padding: 20px;
    margin: 20px 0;
}

/* ================================================
   OPERACIONES DE DEUDA - NUEVO SISTEMA
   ================================================ */

/* Alerta de situación */
.alerta-situacion {
    padding: 15px 20px;
    border-radius: 8px;
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.alerta-situacion::before {
    font-size: 1.5rem;
    line-height: 1;
    flex-shrink: 0;
}

.alerta-situacion span {
    line-height: 1.4;
}

.alerta-situacion.situacion-1 {
    background-color: #fff3cd;
    border: 1px solid #ffc107;
    color: #856404;
}

.alerta-situacion.situacion-1::before {
    content: "⚠️";
}

.alerta-situacion.situacion-2 {
    background-color: #e7f3ff;
    border: 1px solid #0d6efd;
    color: #084298;
}

.alerta-situacion.situacion-2::before {
    content: "⚖️";
}

.alerta-situacion.situacion-3 {
    background-color: #cce5ff;
    border: 1px solid #004085;
    color: #004085;
}

.alerta-situacion.situacion-3::before {
    content: "🔒";
}

/* Deuda item mejorado */
.deuda-item {
    background-color: #f8f9fa;
    border: 1px solid var(--color-border);
    border-radius: 8px;
    padding: 15px;
    margin-bottom: 15px;
}

.deuda-item.situacion-1 {
    border-left: 4px solid #ffc107;
}

.deuda-item.situacion-2 {
    border-left: 4px solid #0d6efd;
}

.deuda-item.situacion-3 {
    border-left: 4px solid #004085;
}

.deuda-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 12px;
    flex-wrap: wrap;
}

.deuda-operacion {
    font-weight: 600;
    color: var(--color-primary);
    font-size: 1.1rem;
}

.deuda-datos {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 10px;
}

/* Badges */
.badge {
    display: inline-block;
    padding: 3px 10px;
    border-radius: 15px;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
}

.badge-compartida {
    background-color: #6f42c1;
    color: white;
}

.badge-situacion-1 {
    background-color: #fff3cd;
    color: #856404;
}

.badge-situacion-2 {
    background-color: #e7f3ff;
    color: #084298;
}

.badge-situacion-3 {
    background-color: #cce5ff;
    color: #004085;
}

/* Cuotas disponibles */
.cuotas-disponibles {
    margin-top: 12px;
    padding-top: 12px;
    border-top: 1px solid var(--color-border);
}

.cuotas-label {
    display: block;
    font-size: 0.85rem;
    color: var(--color-text-muted);
    margin-bottom: 8px;
}

.cuota-opcion {
    display: inline-block;
    background-color: white;
    border: 1px solid var(--color-primary);
    color: var(--color-primary);
    padding: 4px 10px;
    border-radius: 20px;
    font-size: 0.8rem;
    margin-right: 8px;
    margin-bottom: 5px;
}

/* Valores especiales */
.deuda-valor.oferta {
    color: var(--color-success);
    font-weight: 600;
}

.deuda-valor.gastos {
    color: var(--color-danger);
}

/* Aviso sin oferta */
#aviso-sin-oferta {
    background-color: #fff3cd;
    border: 1px solid #ffc107;
    border-radius: 8px;
    padding: 20px;
    text-align: center;
    margin-top: 20px;
}

#aviso-sin-oferta h4 {
    color: #856404;
    margin-bottom: 10px;
}

#aviso-sin-oferta p {
    color: #856404;
    margin-bottom: 15px;
}

/* Responsive para deudas */
@media (max-width: 480px) {
    .deuda-header {
        flex-direction: column;
        align-items: flex-start;
    }

    .deuda-datos {
        grid-template-columns: 1fr;
    }

    .cuota-opcion {
        display: block;
        text-align: center;
        margin-right: 0;
    }
}

/* Operación simplificada */
.deuda-item-simple {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 20px;
    background-color: #f8f9fa;
    border: 1px solid var(--color-border);
    border-radius: 8px;
    margin-bottom: 10px;
}

.deuda-item-simple:last-child {
    margin-bottom: 0;
}

.deuda-item-simple.situacion-1 {
    border-left: 4px solid #ffc107;
}

.deuda-item-simple.situacion-2 {
    border-left: 4px solid #0d6efd;
}

.deuda-item-simple.situacion-3 {
    border-left: 4px solid #004085;
}

.deuda-item-simple .operacion-info {
    display: flex;
    align-items: center;
    gap: 10px;
}

.deuda-item-simple .operacion-numero {
    font-weight: 600;
    color: var(--color-primary);
}

.deuda-item-simple .operacion-saldo {
    text-align: right;
}

.deuda-item-simple .saldo-label {
    font-size: 0.85rem;
    color: var(--color-text-muted);
    margin-right: 8px;
}

.deuda-item-simple .saldo-valor {
    font-weight: 600;
    color: var(--color-dark);
    font-size: 1.1rem;
}

/* Sección de Gastos Judiciales */
.gastos-judiciales-section {
    background-color: #fff3cd;
    border: 1px solid #ffc107;
    border-radius: 8px;
    padding: 15px 20px;
    margin: 15px 0;
}

.gastos-judiciales-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.gastos-judiciales-item .label {
    font-weight: 500;
    color: #856404;
}

.gastos-judiciales-item .valor.gastos {
    font-weight: 600;
    color: #856404;
    font-size: 1.1rem;
}

/* Notas para acciones judiciales */
.notas-acciones-judiciales {
    background-color: #fff3cd;
    border: 1px solid #ffc107;
    border-radius: 8px;
    padding: 15px 20px;
    margin: 15px 0;
}

.notas-acciones-judiciales ul {
    margin: 0;
    padding-left: 20px;
}

.notas-acciones-judiciales li {
    color: #856404;
    font-size: 0.95rem;
    margin-bottom: 8px;
    line-height: 1.5;
}

.notas-acciones-judiciales li:last-child {
    margin-bottom: 0;
}

/* Sección de Totales - NUEVA */
.totales-section {
    margin-top: 20px;
    background-color: white;
    border: 2px solid var(--color-primary);
    border-radius: 8px;
    overflow: hidden;
    padding: 0;
}

.totales-section .total-row {
    display: flex;
    justify-content: space-between;
    padding: 16px 20px;
    font-size: 1rem;
    line-height: 1;
    border-bottom: 1px solid var(--color-border);
}

.totales-section .total-row:last-child {
    border-bottom: none;
}

.totales-section .total-row .total-label,
.totales-section .total-row .total-value {
    font-size: 1rem;
    line-height: 1;
    margin: 0;
    padding: 0;
}

.totales-section .total-row .total-label {
    color: var(--color-text);
    font-weight: 500;
}

.totales-section .total-row .total-value {
    color: var(--color-dark);
    font-weight: 600;
}

.totales-section .total-row.destacado {
    background-color: var(--color-primary);
    border-bottom: none;
}

.totales-section .total-row.destacado .total-label,
.totales-section .total-row.destacado .total-value {
    color: white;
    font-weight: 700;
    font-size: 1.1rem;
}

/* Selector de tipo de deudas */
.selector-tipo-deudas {
    display: flex;
    gap: 15px;
    margin-bottom: 25px;
}

.tipo-deuda-card {
    flex: 1;
    padding: 20px;
    border: 2px solid var(--color-border);
    border-radius: 10px;
    cursor: pointer;
    transition: all 0.2s ease;
    text-align: center;
    background: white;
}

.tipo-deuda-card:hover {
    border-color: var(--color-primary);
    box-shadow: 0 4px 12px rgba(0, 64, 103, 0.15);
}

.tipo-deuda-card.selected {
    border-color: var(--color-primary);
    background-color: rgba(0, 64, 103, 0.05);
}

.tipo-deuda-card .tipo-icon {
    font-size: 2rem;
    margin-bottom: 10px;
}

.tipo-deuda-card .tipo-titulo {
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 5px;
}

.tipo-deuda-card .tipo-cantidad {
    font-size: 0.9rem;
    color: var(--color-text-muted);
}

.tipo-deuda-card .tipo-monto {
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--color-dark);
    margin-top: 8px;
}

/* Operaciones - Diseño moderno */
.operaciones-lista {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.operacion-card {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 20px;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border: 1px solid var(--color-border);
    border-radius: 10px;
    transition: all 0.2s ease;
}

.operacion-card:hover {
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
    transform: translateY(-1px);
}

.operacion-card .op-info {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.operacion-card .op-numero {
    font-size: 0.85rem;
    color: var(--color-text-muted);
}

.operacion-card .op-numero strong {
    color: var(--color-primary);
    font-weight: 600;
}

.operacion-card .op-badges {
    display: flex;
    gap: 6px;
}

.operacion-card .op-saldo {
    text-align: right;
}

.operacion-card .op-saldo-label {
    font-size: 0.75rem;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.operacion-card .op-saldo-valor {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--color-dark);
}

/* Badge compartida */
.badge-compartida-small {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 2px 8px;
    background-color: #e3f2fd;
    color: #1565c0;
    border-radius: 12px;
    font-size: 0.7rem;
    font-weight: 500;
}

@media (max-width: 480px) {
    .selector-tipo-deudas {
        flex-direction: column;
    }

    .operacion-card {
        flex-direction: column;
        align-items: flex-start;
        gap: 12px;
    }

    .operacion-card .op-saldo {
        text-align: left;
        width: 100%;
        padding-top: 8px;
        border-top: 1px solid var(--color-border);
    }
}

/* ================================================
   PANTALLA CONVENIO VIGENTE
   ================================================ */
.subtitulo-seccion {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    margin-top: -10px;
    margin-bottom: 20px;
}

.seccion-convenio {
    margin: 20px 0;
}

.subtitulo-convenio {
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 12px;
    padding-bottom: 6px;
    border-bottom: 2px solid var(--color-light);
}

.lista-operaciones-convenio {
    display: flex;
    flex-direction: column;
    gap: 6px;
    padding: 12px;
    background-color: var(--color-light);
    border-radius: 8px;
}

.tag-operacion {
    display: inline-block;
    background-color: var(--color-primary);
    color: white;
    padding: 4px 12px;
    border-radius: 15px;
    font-size: 0.85rem;
    font-weight: 500;
}

.aviso-debito-convenio {
    background-color: #e7f3ff;
    border-left: 4px solid var(--color-primary);
    border-radius: 4px;
    padding: 14px 18px;
    margin: 16px 0;
}

.texto-debito {
    color: var(--color-dark);
    font-size: 0.95rem;
    line-height: 1.5;
    margin: 0;
}

.lista-opciones-deposito {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.lista-opciones-deposito li {
    padding: 10px 14px 10px 36px;
    background-color: #f8f9fa;
    border: 1px solid var(--color-border);
    border-radius: 6px;
    display: flex;
    flex-direction: column;
    gap: 4px;
    position: relative;
}

.lista-opciones-deposito li::before {
    content: "✓";
    color: var(--color-success);
    font-weight: bold;
    position: absolute;
    left: 12px;
    top: 12px;
}

.opcion-deposito-nombre {
    font-size: 0.95rem;
    color: var(--color-text);
}

.opcion-deposito-cuenta {
    font-size: 0.9rem;
    color: var(--color-text-secondary, #666);
    padding-left: 4px;
    border-left: 3px solid var(--color-primary);
    margin-left: 2px;
}

.aviso-incumplimiento-convenio {
    background-color: #fff3cd;
    border: 1px solid #ffc107;
    border-radius: 6px;
    padding: 12px 16px;
    margin: 16px 0;
    font-size: 0.9rem;
    color: #856404;
    line-height: 1.5;
}

.aviso-incumplimiento-convenio p {
    margin: 0;
}

.acciones-convenio {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: 24px;
}

/* Responsive para operación simplificada */
@media (max-width: 480px) {
    .deuda-item-simple {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    .deuda-item-simple .operacion-saldo {
        text-align: left;
        width: 100%;
    }
}

/* ============================================
   ESTILOS ADICIONALES - CAMPAÑA
   ============================================ */

/* Intro de campaña */
.intro-campaña {
    background: linear-gradient(135deg, #e8f4fc 0%, #d4ebf8 100%);
    border-left: 4px solid var(--color-primary);
    padding: 20px;
    margin-bottom: 25px;
    border-radius: 0 8px 8px 0;
}

.intro-campaña p {
    color: var(--color-text);
    font-size: 0.95rem;
    line-height: 1.6;
    margin: 0;
}

/* Iconos de tipo de cédula */
.cedula-tipo-icon {
    margin-right: 6px;
    font-size: 1.1em;
}

/* Nota debajo del total oferta */
.nota-oferta {
    text-align: center;
    color: var(--color-success);
    font-size: 0.9rem;
    font-weight: 500;
    margin: 15px 0 25px 0;
    padding: 8px;
    background-color: rgba(40, 167, 69, 0.1);
    border-radius: 4px;
}

/* Opción de pago único destacada */
.opcion-pago-unico {
    margin-bottom: 25px;
}

.pago-unico-card {
    background: linear-gradient(135deg, var(--color-primary) 0%, #005a8c 100%);
    color: white;
    border-radius: 12px;
    padding: 25px;
    text-align: center;
    cursor: pointer;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
    box-shadow: 0 4px 15px rgba(0, 64, 103, 0.3);
}

.pago-unico-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(0, 64, 103, 0.4);
}

.pago-unico-card.selected {
    outline: 4px solid var(--color-accent);
    outline-offset: 2px;
}

.pago-unico-badge {
    background-color: var(--color-accent);
    color: var(--color-primary);
    font-size: 0.8rem;
    font-weight: 700;
    padding: 6px 15px;
    border-radius: 20px;
    display: inline-block;
    margin-bottom: 12px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.pago-unico-titulo {
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 8px;
}

.pago-unico-monto {
    font-size: 2rem;
    font-weight: 700;
}

/* Separador entre pago único y cuotas */
.separador-opciones {
    display: flex;
    align-items: center;
    margin: 20px 0;
    gap: 15px;
}

.separador-linea {
    flex: 1;
    height: 1px;
    background-color: var(--color-border);
}

.separador-texto {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    font-weight: 500;
    text-transform: lowercase;
}

/* Nota de valores aproximados */
.nota-valores-aproximados {
    text-align: right;
    color: var(--color-text-muted);
    font-size: 0.85rem;
    margin-top: 10px;
    font-style: italic;
}

/* Checkbox para solicitar oferta */
.checkbox-solicitar-oferta {
    background-color: #e8f5e9;
    border: 2px solid var(--color-success);
    border-radius: 8px;
    padding: 15px 20px;
    margin: 20px 0;
}

.checkbox-container {
    display: flex;
    align-items: center;
    cursor: pointer;
    font-size: 1rem;
    user-select: none;
}

.checkbox-container input[type="checkbox"] {
    display: none;
}

.checkbox-container .checkmark {
    width: 24px;
    height: 24px;
    border: 2px solid var(--color-success);
    border-radius: 4px;
    margin-right: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: white;
    flex-shrink: 0;
    transition: all 0.2s ease;
}

.checkbox-container input[type="checkbox"]:checked + .checkmark {
    background-color: var(--color-success);
}

.checkbox-container input[type="checkbox"]:checked + .checkmark::after {
    content: "✓";
    color: white;
    font-size: 16px;
    font-weight: bold;
}

.checkbox-container .checkbox-texto {
    font-weight: 500;
    color: var(--color-text);
}

/* Mensaje de proceso */
.mensaje-proceso {
    background-color: #e8f4fc;
    border-left: 4px solid var(--color-info);
    padding: 15px 20px;
    margin: 20px 0;
    border-radius: 0 8px 8px 0;
    color: var(--color-text);
    font-size: 0.95rem;
}

/* Botón deshabilitado */
.btn-primary:disabled {
    background-color: #6c9ab8;
    border-color: #6c9ab8;
    color: white;
    opacity: 0.6;
    cursor: not-allowed;
}

/* Botón procesando */
.btn-primary.procesando {
    background-color: var(--color-primary);
    border-color: var(--color-primary);
    color: white;
    cursor: wait;
    pointer-events: none;
}

/* Loading Overlay */
.loading-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 51, 102, 0.85);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 9999;
}

.loading-overlay.active {
    display: flex;
}

.loading-overlay .loading-content {
    text-align: center;
}

.loading-overlay .loading-spinner {
    width: 60px;
    height: 60px;
    border: 5px solid rgba(255, 255, 255, 0.3);
    border-top-color: #FFCB05;
    border-radius: 50%;
    animation: spin 1s linear infinite;
    margin: 0 auto 20px;
}

.loading-overlay #loading-text {
    color: white;
    font-size: 1.2rem;
    font-weight: 500;
    margin: 0;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

/* ============================================
   MODAL DE TÉRMINOS Y CONDICIONES
   ============================================ */

#modal-tyc {
    z-index: 10000;
    align-items: center;
    justify-content: center;
    padding: 20px;
    box-sizing: border-box;
}

.modal-tyc {
    background: white;
    border-radius: 12px;
    width: 100%;
    max-width: 900px;
    max-height: 90vh;
    display: flex;
    flex-direction: column;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.modal-tyc-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    border-bottom: 1px solid var(--color-border);
    background-color: var(--color-primary);
    border-radius: 12px 12px 0 0;
}

.modal-tyc-header h2 {
    margin: 0;
    font-size: 1.25rem;
    color: white;
    font-weight: 600;
}

.modal-close {
    background: none;
    border: none;
    font-size: 28px;
    color: white;
    cursor: pointer;
    padding: 0;
    line-height: 1;
    opacity: 0.8;
    transition: opacity 0.2s;
}

.modal-close:hover {
    opacity: 1;
}

.modal-tyc-body {
    flex: 1;
    overflow: hidden;
    min-height: 550px;
    position: relative;
}

.tyc-loading {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    height: 100%;
    padding: 40px;
}

.tyc-loading .loading-spinner {
    width: 50px;
    height: 50px;
    border: 4px solid var(--color-border);
    border-top-color: var(--color-primary);
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

.tyc-loading p {
    margin-top: 16px;
    color: var(--color-text-secondary);
}

.tyc-iframe {
    width: 100%;
    height: 100%;
    min-height: 550px;
    border: none;
}

.modal-tyc-footer {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    padding: 16px 24px;
    border-top: 1px solid var(--color-border);
    background-color: var(--color-background);
    border-radius: 0 0 12px 12px;
    gap: 12px;
}

/* Link de T&C */
.tyc-link-container {
    margin-bottom: 16px;
}

.link-tyc-inline {
    color: var(--color-primary);
    font-weight: 600;
    text-decoration: underline;
    cursor: pointer;
}

.link-tyc-inline:hover {
    color: var(--color-secondary);
}

.checkbox-tyc {
    margin-top: 12px;
    padding: 12px 16px;
    background-color: #fff3e0;
    border-radius: 8px;
    border: 1px solid #ffe0b2;
    transition: opacity 0.2s, background-color 0.2s;
}

.terminos-condiciones.disabled .checkbox-tyc {
    opacity: 0.6;
    background-color: #f5f5f5;
    border-color: #e0e0e0;
}

.terminos-condiciones.disabled .checkbox-container {
    cursor: default;
}

.terminos-condiciones.disabled .checkbox-container input[type="checkbox"],
.terminos-condiciones.disabled .checkbox-container .checkmark {
    cursor: default;
}

.terminos-condiciones.disabled .link-tyc-inline {
    color: var(--color-text-secondary);
    pointer-events: none;
    cursor: default;
    text-decoration: none;
}

.terminos-condiciones.disabled .texto-terminos {
    color: var(--color-text-secondary);
    cursor: default;
}

/* Responsive modal */
@media (max-width: 768px) {
    .modal-tyc {
        max-height: 95vh;
        margin: 10px;
    }

    .modal-tyc-header {
        padding: 16px;
    }

    .modal-tyc-header h2 {
        font-size: 1.1rem;
    }

    .modal-tyc-footer {
        flex-direction: column;
        align-items: stretch;
    }

    .modal-tyc-footer .btn {
        width: 100%;
    }
}